Canada Crypto Capital Gains Calculator

Add your crypto dispositions for the year to net gains against losses, apply the 50% inclusion rate and estimate your federal and provincial tax, using 2026 rates.

Your dispositions this year

Add one row for each sale, swap or other disposition. Empty rows are ignored.

Tax Settings

Your taxable income for the year, not counting these gains.

Your province's or territory's rate for your income bracket. The CRA lists the current rates.

Your unused balance, which is already at the one-half rate. It comes off this year's taxable capital gain.

Quebec residents get a 16.5% reduction in federal tax.

Your capital gains

Fill in your dispositions and choose Calculate Capital Gains. Your figures appear here.

Total Gains

$0.00

Dispositions that made a gain

Total Losses

$0.00

Dispositions that made a loss

Net Capital Gain / Loss

$0.00

Total gains − total losses

Taxable Capital Gain

$0.00

Half of the net capital gain

Total Estimated Tax

$0.00

Federal tax + provincial tax

An estimate for the 2026 tax year. It applies your provincial rate as one flat rate and leaves out provincial credits and surtaxes. For a single trade with charts, use the Canada Crypto Tax Calculator.

How it is calculated

All your dispositions for the year are netted into one figure, and half of it is taxable.

  • Gain or loss on a disposition = proceeds − adjusted cost base
  • Net capital gain = total gains − total losses for the year
  • Taxable capital gain = half of the net capital gain, less any net capital losses from other years
  • Federal tax = the taxable capital gain taxed on top of your other taxable income at 2026 federal rates, less 16.5% for Quebec residents
  • Provincial tax = taxable capital gain × the provincial or territorial rate you enter
  • Net capital loss = half of a net loss for the year. It can be carried back three years or forward indefinitely

Frequently asked questions

Short answers on working out a year of crypto capital gains for a Canadian tax return.

Work out the gain or loss on each disposition, which is the proceeds minus the adjusted cost base. Add up the gains, add up the losses, and subtract one from the other. Half of the result is your taxable capital gain.

Canada applies an inclusion rate of one-half to capital gains, so half of a net gain is added to your income and the other half is not taxed. A planned increase to two-thirds was cancelled in March 2025.

If your losses were larger than your gains in an earlier year, half of the difference became a net capital loss. You can apply that balance against taxable capital gains in another year. Enter the unused balance, which is already at the one-half rate, and the calculator sets it against this year's taxable gain.

It is the average cost of all the identical units you hold, including the fees you paid to buy them. Each time you buy more, the average changes. Use the adjusted cost base of the units you disposed of, plus any selling fees, as the cost for each row.

It can. A loss is denied if you, or someone affiliated with you, buy the same crypto in the period from 30 days before to 30 days after the sale and still hold it at the end of that period. Leave a denied loss out of the calculator and add it to the cost of the new units instead.

On Schedule 3 of your income tax return, which is due by 30 April for most people. To carry a net capital loss back to an earlier year, you file Form T1A with your return.

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