Crypto ROI Calculator

Work out the return on a crypto investment, what it comes to per year, and what is left after India's 30% tax.

Your investment

What you paid: buy price × quantity.

What it is worth today, or what you sold it for.

Exchange and network fees.

India's flat rate on crypto profit.

How long you held it

Fill this in to see the return per year.

Your return

Fill in your investment and choose Calculate ROI. Your figures appear here.

Total Cost

₹0.00

Amount invested + fees

Net Profit / Loss

₹0.00

Value now − total cost

ROI Before Tax

0%

Net profit ÷ total cost

Annualised ROI

0%

Return per year, before tax

Tax on Profit

₹0.00

30% of value now − amount invested

ROI After Tax

0%

(Net profit − tax) ÷ total cost

Tax is worked out the way India taxes crypto, on the value now minus the amount invested, with no deduction for fees. To work from buy and sell prices, use the Crypto Profit Calculator.

How it is calculated

Return is measured against everything the investment cost you, fees included.

  • Total cost = amount invested + fees
  • Net profit or loss = value now − total cost
  • ROI before tax = net profit ÷ total cost
  • Tax on profit = 30% of (value now − amount invested), or 31.2% with cess. Fees are not deductible. ₹0 on a loss
  • ROI after tax = (net profit − tax) ÷ total cost
  • Annualised ROI = (value now ÷ total cost) raised to the power of 1 ÷ years held, minus 1

Frequently asked questions

Short answers on measuring the return on a crypto investment.

Return on investment is your profit as a percentage of what the investment cost you. It lets you compare investments of different sizes: a ₹50,000 profit is a 50% return on ₹1,00,000 but only a 5% return on ₹10,00,000.

Divide your net profit by your total cost. If you invested ₹10,00,000, paid ₹5,000 in fees and the holding is now worth ₹15,00,000, your total cost is ₹10,05,000 and your profit is ₹4,95,000. The ROI is 49.25%.

It is the steady yearly return that would have produced the same result over the time you held. It makes investments held for different lengths of time comparable. A 50% return over two years is 22.47% a year, not 25%, because each year builds on the one before.

Crypto profit is taxed at a flat 30%, or 31.2% with the 4% cess, and fees cannot be deducted. In the example above the tax is 30% of ₹5,00,000, which is ₹1,50,000. That leaves ₹3,45,000, so the ROI after tax is 34.33% instead of 49.25%.

Yes. Fees are part of what the investment cost you, so the calculator adds them to your total cost before working out the return. They do not reduce your tax, though, because India does not allow fees as a deduction against crypto profit.

No. TDS is taken from the sale value when you sell, but it is an advance payment of your income tax, not an extra charge. You claim it as a credit when you file your return, so it does not lower your ROI. Use the Crypto TDS Calculator to see the amount.

More crypto calculators