Total Growth
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Final value against the start
Work out the compound annual growth rate of a crypto investment, or turn it around to find the final value, the starting amount or the years needed, before and after tax.
Choose what to find, fill in the other three and choose Calculate. Your figures appear here.
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Final value against the start
₹0.00
Final value − starting amount
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Years to double at this rate
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With tax on the gain at sale
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The steady yearly growth rate
| After | Value | Gain that year |
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A steady rate for comparison; crypto does not grow evenly, and a past rate says nothing certain about the future. For real dates and a comparison with inflation, use the Crypto Investment Return Calculator.
CAGR is the steady yearly rate that turns the starting amount into the final value over the years given.
Short answers on CAGR and what it tells you about a crypto investment.
Compound annual growth rate: the steady yearly rate at which an investment would have to grow to go from its starting amount to its final value over a number of years. Crypto never grows steadily, so CAGR is a way to compare results, not a description of what happened each year. ₹1,00,000 that becomes ₹3,00,000 in 5 years has a CAGR of 24.57%.
Because growth compounds: each year’s gain is earned on the gains of the years before. The example triples, a 200% total return, but that is 24.57% a year, not 40%, since 24.57% a year for 5 years multiplies the money by 3.
Any one of four figures from the other three. The CAGR from the start, the end and the years; the final value of ₹1,00,000 growing 15% a year for 10 years, which is ₹4,04,555.77; the starting amount needed to reach ₹10,00,000 in 8 years at 12%, which is ₹4,03,883.23; or the years it takes ₹1,00,000 to reach ₹2,00,000 at 10%, which is 7.27 years.
Crypto gains are taxed at a flat 30% when you sell, plus 4% cess. In the example the ₹2,00,000 gain loses ₹60,000 to tax at 30%, leaving ₹2,40,000, so the CAGR after tax is 19.14%, not 24.57%. Fees are not deducted from the gain. For the full tax on a sale, use the India Crypto Tax Calculator.
No. A crypto CAGR over a few years can be very high because of one strong run, and the next years can just as well be negative. Use CAGR to compare what has happened, and treat any future CAGR you enter as a scenario, not a forecast.
The Crypto Investment Return Calculator works from real dates and compares with inflation and another investment. The Crypto Compound Interest Calculator grows a sum with regular additions. This one solves the CAGR equation for whichever figure you need.